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In
holiday season, where the celebration and joy invade the lives of workers is more important than knowledge to care for your salary and not be swayed by the spirit of Christmas.
The truth is that no matter how much money you earn, the truth is that you never reach for gifts, novenas and other rituals of Christmas, so it's time for fun but with caution to avoid wasting full pay in a few days.
know some specific tips for taking care of your salary at Christmas time:
-impulsivity Avoid and spend what you do not need
Set priorities in your life and develop a strategy to avoid unnecessary costs and not celebrate more than necessary. Try not too to attend any meeting or social event that is not necessary and limit consumption of alcohol and food during this time.
The holidays and office lunches are welcome in the new year, but attending this too much can mean a financial embezzlement.
The limited to social events, bring in only the silver wallet fair and organize spending by priorities are some actions you can take to control their capital.
Self-control is key to this strategy, you should be strict with your money, where should think before making any purchase, for three reasons why you should make that charge, (why do I need to buy? can you wait? What happens if I buy it?) if at the end of this reflection, you can not answer these three questions correctly, refrain from buying that item, product or service.
This will not only help to avoid a possible deficit, it can help you realize you are about to buy something you really do not need.
Set priorities in your life and develop a strategy to avoid unnecessary costs and not celebrate more than necessary. Try not too to attend any meeting or social event that is not necessary and limit consumption of alcohol and food during this time.
The holidays and office lunches are welcome in the new year, but attending this too much can mean a financial embezzlement.
The limited to social events, bring in only the silver wallet fair and organize spending by priorities are some actions you can take to control their capital.
Self-control is key to this strategy, you should be strict with your money, where should think before making any purchase, for three reasons why you should make that charge, (why do I need to buy? can you wait? What happens if I buy it?) if at the end of this reflection, you can not answer these three questions correctly, refrain from buying that item, product or service.
This will not only help to avoid a possible deficit, it can help you realize you are about to buy something you really do not need.
-Buy your presents early
Have several days or hours to search for gifts patience, so not only you can buy things in advance and avoid the crowds but can also benefit promotions and rebates. Try not to make their purchases at the last minute, this can out more expensive than necessary. Similarly
find their gifts in different areas of the city, and not limited only to luxury malls . Remember that a good gift need not be expensive, consider carefully the things that will give and find ways to spend no more than necessary in their gifts.
-Do not leave aside their monthly commitments
Have several days or hours to search for gifts patience, so not only you can buy things in advance and avoid the crowds but can also benefit promotions and rebates. Try not to make their purchases at the last minute, this can out more expensive than necessary. Similarly
find their gifts in different areas of the city, and not limited only to luxury malls . Remember that a good gift need not be expensive, consider carefully the things that will give and find ways to spend no more than necessary in their gifts.
-Do not leave aside their monthly commitments
Although the holiday season is joyful and festive, remember that you has important economic monthly obligations and can not ignore them just because they December . Try, if possible, pay your debts and meet the most important obligations of the month, as soon you get paid. Thus, not only will you be fulfilled in their undertakings, but also reduce the likelihood of spending the money on what is not needed. Think
that as you meet your obligations faster, avoid temptations things that are less important than the priority commitments of the month.
Note organize your debts before you spend your money for Christmas celebrations and gift buying , this month more than any other, requires a good organization to manage their salary.
This planning on paying your debts can help you both met pay to know exactly what priorities and avoid compromising their money for something different.
-Avoid more debt than you can
people constantly tempted to buy gifts for many people or invest in detail, cards or Christmas decorations for clients, colleagues or known. Find ways to give away only those you can, please look no worldwide and focus on fulfilling their most important duties first.
Gift Set a budget and avoid spending more than necessary on this concept . Be strict with money intended for gifts and do not neglect other obligations, this means that you fall into a vicious cycle where you get behind, pay interest in arrears and then have a financial embezzlement reaching a point where it can not handle the situation.
Avoid excessive use of credit cards to make purchases , which means interest and temptation to buy more gifts than necessary, gradually reduce its capital. Consider your financial limit to avoid borrowing to buy more gifts than you can afford.
-Use properly cousin
not dispose of all of this resource to spend on the holiday season . Try to control the urge to buy things or take unnecessary tastes. Remember that this entry may be useful in the future as a method of saving and investment.
F eltiempo.com
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